Yes. The College For Financial Planning publishes “Annual Limits Relating to Financial Planning” at the beginning of each year. For the 2017 version of this publication, as well as previous years, see http://www.cffpinfo.com/annual-limits/.
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Impactful Financial Education: How Cooperative Extension is Making a Difference
Extension Pre-Conference | 2017 AFCPE Symposium
Agenda and Attachments
7:15 am Registration and Continental Breakfast – Sponsored by NEFE
8:00 am Welcome and Introductory Activity
Erica Tobe, PhD, Michigan State University Extension
Elizabeth Kiss, PhD, Kansas State University Research and Extension
8:15 am Evaluation from a National Program Leader Perspective
Toija Riggins, PhD, USDA NIFA
8:30 am Evaluation from a State Administrator’s Perspective
Michael Gutter, PhD, University of Florida/IFAS
8:45 am Getting Extension on the Map: Common Indicators, Common Reporting
Getting Extension on the Map: Common Indicators, Common Reporting
The recently released briefing paper, “Cooperative Extension’s Capacity to Demonstrate Impact in Financial Capability and Well-Being: A Briefing Paper,” is a result of almost two years of collaborative effort by Extension FRM professionals to share and document programmatic similarities across the states in an attempt to develop three programmatic tools: 1) a common logic model, 2) a list of program outputs and outcome indicators, and 3) a crosswalk of NIFA indicators to programmatic indicators provided by participants.
It …
What is Long-Term Care?
The phrase “long-term care” describes a variety of services that provide medical and non-medical care to people who have a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom.
Long-term care can be provided at home, in the community, in assisted living, or in nursing homes. It is important to remember that people may …
Effect of Expressing a Quantitative Goal on Savings Behavior
Loibl, C. & Scharff, R. L. (2010). Examining the effect of expressing a quantitative goal on consumer savings. Journal of Consumer Affairs, 44, (1): 127-154. http://dx.doi.org/10.1111/j.1745-6606.2010.01160.x.
Brief Description: The study extended the psychological concept of implementation intentions to the analysis of savings behavior. A field experiment was conducted with current participants of an America Saves campaign in a large city in a U.S. Midwestern state. The intervention required the treatment group participants to write down specific plans about the …
Managing a Retirement Portfolio: Do Annuities Provide More Safety?
Spitzer, J.J. (2009). Managing a retirement portfolio: Do annuities provide more safety? Journal of Financial Counseling and Planning Education, 20(1), 58-69.
Brief Description: One of the biggest concerns of retirees is the risk of outliving their assets. This study used a technique called “bootstrap simulations” to estimate the probability of someone outliving a retirement portfolio as increasing proportions of a tax-deferred account are annuitized. It also examined the sizes of the portfolio balance as the annuity amount increased. Required …
Spousal differences in financial risk tolerance
Gilliam, J.E., Goetz, J.W. & Hampton, V. L. (2008). Spousal differences in financial risk tolerance. Financial Counseling and Planning, 19(1), 3-11.
Brief Description: This study explored the financial risk tolerance of 110 couples who completed a Web-based survey. Wives who were university graduates had a higher tolerance for risk, whereas their husbands’ mean risk tolerance score was lower than husbands whose wives did not have degrees. Perhaps, due to a higher level of household income, it is unnecessary for …
Risk tolerance and investments of business owners
Wong, C. & Hanna, S.D. (2007). The risk tolerance and stock ownership of business owning households. Financial Counseling and Planning, 18(2), 3-18.
Brief Description: This study examined the risk tolerance and stock ownership of three types of households: non-business owners, those that own and manage a business, and those that own but do not manage a business. Non-manager business owners were more likely than others to take risks and hold stocks, and manager owners were significantly less likely to …
Couples’ money management behavior and relationship satisfaction
Britt, S., Grable, J.E., Nelson, B.S., & White, M. (2008). The influence of perceived spending behaviors on relationship satisfaction. Financial Counseling and Planning, 19(1), 31-43.
Brief Description: This study explored relationships between couples’ personal and joint spending habits and relationship satisfaction. Results indicated that partner spending behaviors, but not one’s own or joint spending behaviors, influence relationship satisfaction. Other factors associated with relationship satisfaction were high self-esteem (positive relationship) and financial stressors such as medical bills (negative relationship).
Implications:…
Changes in Debt and Change in Marital Satisfaction
Dew, J. (2007). The relationship between debt change and marital satisfaction change in recently married couples. Family Relations, 57 (1), 60-71.
Brief Description: Recently married couples report debt as one of their top concerns. This study assesses how changes in consumer debt (e.g., credit card debt) relate to changes in marital satisfaction. Consumer debt assumption is associated with recently married couples’ cutting back on spending time together and arguing about money more frequently. These changes predict declines in marital satisfaction. …