Tag: monthly message

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

February 2017

Factors That Affect Investment Risk Tolerance

To help investors objectively assess their investment risk tolerance, Rutgers Cooperative Extension has an online Investment Risk Tolerance Quiz at www.rce.rutgers.edu/money/riskquiz 

Developed by Dr. Ruth Lytton at Virginia Tech and Dr. John Grable at the University of Georgia, the quiz has 13 multiple choice questions and provides users with instant feedback about their capacity to handle investment risk. 

 

The questions …

Introduction Unit 1: Basic Building Blocks of Successful Financial Management Unit 2: Investing Basics Unit 3: Finding Money to Invest Unit 4: Ownership Investments Unit 5: Fixed-Income Investing Unit 6: Mutual Fund Investing Unit 7: Tax-Deferred Investments Unit 8: Investing Small Dollar Amounts Unit 9: Getting Help: Investing Resources Unit 10: Selecting Financial Professionals Unit 11: Investment Fraud     Study Guide Action Steps Monthly Investment Messages Glossary

Investing For Your Future Monthly IFYF Investment Message Archive Monthly Investment Message April 2019

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Introduction Unit 1: Basic Building Blocks of Successful Financial Management Unit 2: Investing Basics Unit 3: Finding Money to Invest Unit 4: Ownership Investments Unit 5: Fixed-Income Investing Unit 6: Mutual Fund Investing Unit 7: Tax-Deferred Investments Unit 8: Investing Small Dollar Amounts Unit 9: Getting Help: Investing Resources Unit 10: Selecting Financial Professionals Unit 11: Investment Fraud     Study Guide Action Steps Monthly Investment Messages Glossary

Investing For Your Future Monthly Message Barbara O’Neill, Extension Specialist in Financial Resource Management

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Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

March 2019

Plan Now for Financial Security in Later Life

One of the most frequently cited financial goals of investors is having a comfortable lifestyle in later life. Ideally, investing for retirement should take place over four to five decades to maximize the awesome power of compound interest. With a long time frame, investors can also ride out inevitable downturns in the stock market.

 

Later life financial planning …

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

January 2019

How to Select a Financial Advisor

There are times in life when professional financial advice can be very useful. Perhaps 2019 will be one of those years. Some of these times involve significant life events such as changing jobs, retirement, getting married, having or adopting children, widowhood, and getting divorced. Others involve the need to make major investment decisions such as receiving a lump sum distribution …

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

November 2018

How to Make Your Health and Finances Age Proof

The book Age Proof by Jean Chatzky and Dr. Michael Roizen discusses a crucial intersection in people’s lives: their bodies and their bank accounts (i.e., health and wealth). The term “age proof” relates to longevity and was defined as “living strong and secure for your whole life.”

 

The book, which has many good insights for investors, begins …

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

October 2018

How to Build a Base of Savings

Before you can become an investor, you must become a saver. Savings provides a pool of money with which to set up an investment account. For example, different types of bonds require certain minimum amounts to purchase and mutual funds might require a $500, $1,000, $2,500, or $3,000 initial deposit.

 

Once an investment account is set up, even small …

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

August 2018

What You Absolutely Need to Know About Retirement Planning

What are your long-term financial goals? Most people, whether they prefer to choose to use the “R” word (retirement) or not, want to have financial security in later life. This means having enough savings to pay for household bills, health care expenses, and fun activities. How can you invest enough to feel financially secure in your 60s, …

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

June 2018

How to Become a 401(k) Millionaire

Would you like to have a million dollars by the time that you retire? There are several ways to become wealthy.  One wealth-building strategy is to marry a wealthy person (e.g., Bill Gates’ wife Melinda).  Another is to inherit a lot of money or receive a large settlement of some kind.  A third way is to invent or produce a …

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

oneill@aesop.rutgers.edu

May 2018

Steps to Get Your Retirement Planning on Track

One of the most frequently mentioned investment goals that people have is retirement. In 2017, AARP and the Ad Council introduced a new web site www.AceYourRetirement.org to encourage people to take action to save for retirement. The savings promotion effort also has a dedicated Twitter hashtag: #AcingRetirement.

 

The Ace Your Retirement website, a digital assistant for retirement planning, …