Why should people have a bank checking account?

There are several good reasons for having a bank checking account:

  • A checking account can help you manage your money and keep it safe.
  • You don’t have to carry large amounts of cash around.
  • Most businesses accept checks if you have a state ID or driver’s license.
  • You can usually acquire a debit card, which can be used like a credit card for buying things online or making online payments, paying at the pump for gas, etc.
  • Canceled checks are