Investing Unit 5: Summary

Introduction Unit 1: Basic Building Blocks of Successful Financial Management Unit 2: Investing Basics Unit 3: Finding Money to Invest Unit 4: Ownership Investments Unit 5: Fixed-Income Investing Certificates of Deposit Series EE and I U.S. Savings Bonds Money Market Mutual Funds Bonds Unit Investment Trusts Bond Mutual Funds Mortgage-Backed Securities Annuities Preferred Stock Guaranteed Investment Contracts Five Tips for Fixed-Income Investors Summary Action Steps About the Author Unit 6: Mutual Fund Investing Unit 7: Tax-Deferred Investments Unit 8: Investing Small Dollar Amounts Unit 9: Getting Help: Investing Resources Unit 10: Selecting Financial Professionals Unit 11: Investment Fraud Study Guide Action Steps Monthly Investment Messages Glossary

Fixed-income investments involve loaning money for a period of time in exchange for periodic interest. Income is the primary objective and some investments also have growth potential if sold for a premium prior to maturity. This unit has reviewed characteristics of 15 specific fixed-income investment products, including advantages, disadvantages, and required minimum investments. Now you need to consider appropriate fixed-income investments that mesh with your personal financial goals. Use the Fixed-Income Investment Comparison Worksheet to make investment decisions and complete the action steps for this unit.

Fixed-Income Investment Comparison Worksheet

Characteristic	Fixed-Income Investment #1	Fixed-Income Investment #2	Fixed-Income Investment #3
Rate of Return (recent or projected)
Maturity Date, if any
Minimum Investment Amount
Minimum Subsequent Investment Amount
Tax Advantages, if any
Frequency of Interest Payments
Other Features:

Work on the Action Steps now to get started.