I think someone has stolen or is trying to steal my identity. What should I do?

  1. Contact the fraud departments of any one of the three consumer reporting companies (Equifax, Experian, or TransUnion) to place a fraud alert on your credit report.
  2. Close the accounts that you know or believe have been tampered with or opened fraudulently. Use the ID Theft Affidavit available from the Federal Trade Commission’s Web site www.ftc.gov when disputing unauthorized charges.
  3. File a complaint with the FTC. Print a copy of your complaint to provide important standardized information to the police.
  4. File a report with your local police or police in the community where the identity theft took place. Give the police a copy of your FTC ID Theft complaint form. Get a copy of the police report or, at least, the police report number.

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