The Social Security Administration provides a benefit estimate online at http://www.ssa.gov/mystatement/. Users must establish a user name and password when they use this Web site for the first time. This is to assure that their private data is secure.
The benefit estimate includes a record of earnings on which you have paid Social Security taxes. It also includes an estimate of your Social Security disability, survivor, and retirement benefits based on those earnings.Retirement benefit estimates are provided for ages 62, full retirement age, and age 70.
Instructions for correcting errors in your earnings record are included on the statement. Errors generally need to be corrected within three years of being posted to your record to ensure that your future benefits will be calculated correctly..
We would like your feedback on this Personal Finance Frequently Asked Question.