Financial Security for All Research

Family Economics Research

Family economics research focuses on how individuals and families obtain and use resources of money, time, human capital, material resources, and community services. The research also explores the relationship between individuals and families and the larger economy and studies the impact of public issues, policies, and programs on family economic well-being.

This area provides research summaries of current research in family economics (with links to the complete article, if available).


Research Summaries Currently Available by Topic:


Consumers’ Accuracy in Estimating Their Credit Ratings

Convenience Use of Credit Cards

Credit Card Ownership by High School Seniors

Forbearance Plans for Credit Card Accounts


Completing Debt Management Plans

Consumer Debt Repayment and Bankruptcy

What are Student Loan Borrowers Thinking? Insights from Focus Groups on College Selection and Student Loan Decision Making


A Profile of Grandparents Raising Grandchildren as a Result of Parental Military Deployment

Financial Literacy for Children and Young Adults

Parental Influence and Teens’ Attitude Toward Online Privacy Protection

Teacher Training in Personal Finance and Student’s Test Scores

Teens’ Financial Knowledge and Behavior

Effects of Personal Financial Knowledge on College Students’ Credit Card Behavior 

Financial Information and Its Relationship to Knowledge and Behavior of Teens

Financial Behavior and College Performance

Fiscal Support for Financial Education in Schools

Financial Values of Middle School Students

Financial Planning 

Assessing Financial Wellness

Educating Widows in Personal Financial Planning

Factors Related to Being in Higher Income Categories

Financial Planning Personality Type

Financial Risk-Taking Behavior

High School Economic Education and Access to Financial Services

How Financial Assets and Consumer Debt Influence Marital Conflict

Impact of Financial Literacy Education

Impact of Personal Finance Education

Teachers’ Preparation for Teaching Personal Finance

Wealth and the Acquisition of Financial Literacy

Wills, Trusts and Charitable Estate Planning

Women in Business-Owning Families

Home Ownership

Asset Ownership by Black and White Families

Consumer Empowerment and Welfare with Respect to Mortgage Servicers

Housing Costs and Economic Hardship for Low-Income Families

Identifying Weaknesses in Practitioners’ Housing Affordability Indices

Mortgage Professionals’ Perspectives on Abusive and Predatory Lending


Assessing Farm Households’ Investment Education Needs

Automated Saving and Investing Strategies

Decrease in Stock Ownership by Minority Households

Effects of Capital Accumulation Ratio on Wealth

Effects of Information on Consumers’ Perceptions of Mutual Funds

Measuring Financial Risk Tolerance

Racial/Ethnic Differences in High Return Investment Ownership

Risk Tolerance and Investments of Business Owners

Women’s Investment Decision-Making


Couples’ Money Management Behavior and Relationship Satisfaction

Spousal Differences in Financial Risk Tolerance

Linking Financial Strain to Marital Instability 

Gendered Meanings of Assets for Divorce 


Behavior Change Among Savings Program Participants

Encouraging Savings by Low-Income Individuals

Financial Education for Bankrupt Families

Food Insecurity of Low-income Families

Impact of Social and Financial Resources on Hardship

Social and Financial Capital Resources Can Lessen Hardships


Determinants of Asset Allocation Strategies for Retirement Saving

Impact of Health on Financial Security of Older Americans

Managing a Retirement Portfolio: Do Annuities Provide More Safety?

Renters’ Preparation for Retirement


A Framework for Promoting Retirement Savings

Automated Saving and Investing Strategies

Banking Experience and Individual Development Accounts

Behavior Change Among Savings Program Participants

Effect of Expressing a Quantitative Goal on Savings Behavior

Encouraging Savings by Low-Income Individuals

Gender Differences in Personal Saving Behaviors

Saving for Children’s College Education