Family Economics Research
Family economics research focuses on how individuals and families obtain and use resources of money, time, human capital, material resources, and community services. The research also explores the relationship between individuals and families and the larger economy and studies the impact of public issues, policies, and programs on family economic well-being.
This area provides research summaries of current research in family economics (with links to the complete article, if available).
Research Summaries Currently Available by Topic:
Credit
Consumers’ Accuracy in Estimating Their Credit Ratings
Convenience Use of Credit Cards
Credit Card Ownership by High School Seniors
Forbearance Plans for Credit Card Accounts
Debt
Completing Debt Management Plans
Consumer Debt Repayment and Bankruptcy
Deployment
A Profile of Grandparents Raising Grandchildren as a Result of Parental Military Deployment
Financial Literacy for Children and Young Adults
Parental Influence and Teens’ Attitude Toward Online Privacy Protection
Teacher Training in Personal Finance and Student’s Test Scores
Teens’ Financial Knowledge and Behavior
Effects of Personal Financial Knowledge on College Students’ Credit Card Behavior
Financial Information and Its Relationship to Knowledge and Behavior of Teens
Financial Behavior and College Performance
Fiscal Support for Financial Education in Schools
Financial Values of Middle School Students
Financial Planning
Educating Widows in Personal Financial Planning
Factors Related to Being in Higher Income Categories
Financial Planning Personality Type
Financial Risk-Taking Behavior
High School Economic Education and Access to Financial Services
How Financial Assets and Consumer Debt Influence Marital Conflict
Impact of Financial Literacy Education
Impact of Personal Finance Education
Teachers’ Preparation for Teaching Personal Finance
Wealth and the Acquisition of Financial Literacy
Wills, Trusts and Charitable Estate Planning
Women in Business-Owning Families
Home Ownership
Asset Ownership by Black and White Families
Consumer Empowerment and Welfare with Respect to Mortgage Servicers
Housing Costs and Economic Hardship for Low-Income Families
Identifying Weaknesses in Practitioners’ Housing Affordability Indices
Mortgage Professionals’ Perspectives on Abusive and Predatory Lending
Investment
Assessing Farm Households’ Investment Education Needs
Automated Saving and Investing Strategies
Decrease in Stock Ownership by Minority Households
Effects of Capital Accumulation Ratio on Wealth
Effects of Information on Consumers’ Perceptions of Mutual Funds
Measuring Financial Risk Tolerance
Racial/Ethnic Differences in High Return Investment Ownership
Risk Tolerance and Investments of Business Owners
Women’s Investment Decision-Making
Marriage
Couples’ Money Management Behavior and Relationship Satisfaction
Spousal Differences in Financial Risk Tolerance
Linking Financial Strain to Marital Instability
Gendered Meanings of Assets for Divorce
Poverty
Behavior Change Among Savings Program Participants
Encouraging Savings by Low-Income Individuals
Financial Education for Bankrupt Families
Food Insecurity of Low-income Families
Impact of Social and Financial Resources on Hardship
Social and Financial Capital Resources Can Lessen Hardships
Retirement
Determinants of Asset Allocation Strategies for Retirement Saving
Impact of Health on Financial Security of Older Americans
Managing a Retirement Portfolio: Do Annuities Provide More Safety?
Renters’ Preparation for Retirement
Savings
A Framework for Promoting Retirement Savings
Automated Saving and Investing Strategies
Banking Experience and Individual Development Accounts
Behavior Change Among Savings Program Participants
Effect of Expressing a Quantitative Goal on Savings Behavior
Encouraging Savings by Low-Income Individuals
Gender Differences in Personal Saving Behaviors
Saving for Children’s College Education