Articles

 

Gilliam, J., Dass, M., Durband, D. B. & Hampton, V. (2010). The role of assertiveness in portfolio risk and financial risk tolerance among married couples. Journal of Financial Counseling and Planning 21 (1), pp. 53-67.

Brief Description:  Couples who were clients of financial planners were surveyed regarding their assertiveness, risk tolerance and investment portfolios. No relationship was found between assertiveness and risk tolerance or portfolio risk level. There was a positive relationship between wife’s proportion of asset holding (higher relative …

 

Hanna, S. D., Wang, C. & Yuh, Y. (2010). Racial/ethnic differences in high return investment ownership: A decomposition analysis. Journal of Financial Counseling and Planning Education, 21 (2), pp. 44-59.

Brief Description:  Research on ownership of high risk/high return assets shows that Black and Hispanic households are much less likely to own them than are White households, even after education is taken into account. This study uses a decomposition strategy to examine how minority households would invest if they had …

 

Harness, N.J., Finke, M.S., & Chatterjee, S. (2009). The effects of the capital accumulation ratio on wealth. Journal of Financial Counseling and Planning Education, 20(1), 44-57.

Brief Description: The capital accumulation ratio (CAR) is a measure of household portfolio quality used by financial practitioners and in academic research. It measures investment assets divided by net worth. This study tested whether a higher CAR impacted household wealth over a specific decade (1994 to 2004) among respondents in the accumulation stage …

 

Hanna, S. D. & Lindamood, S.( 2008). The decrease in stock ownership by minority households. Journal of Financial Counseling and Planning, 19(2), 29-45.

Brief Description: Researchers have found that White households are more likely to own stocks that minority households. Although stock ownership rates increased for minority households from 1992 to 2001, they declined significantly between 2001 and 2004.

Implications: Credit counseling agencies should monitor the clients’ intentions of completing their debt management plans and incorporate educational components that …

 

O’Neill, B. (2007) Overcoming Inertia: Do Automated Saving and Investing Strategies Work? Journal of Family and Economic Issues 28(2), 321-335. http://www.springerlink.com/content/wt1653190x010357/

Brief Description: Various automated strategies have been implemented by employers with the objective of increasing retirement plan participation. Automatic strategies work by proactively arranging some type of action (e.g., plan enrollment) to occur unless people specifically opt out. This article examines and synthesizes previous empirical research about five automatic savings and investing strategies: (a) automatic retirement savings plan …

 

O’Neill, B., Porter, N. M., Pankow, D., Schuchardt, J. & Johnson, J. (2010). Online investment education: Listening to learners to develop an effective financial literacy program for farm households. Journal of Financial Counseling and Planning Education, 21 (1), pp. 25-42.

Brief Description:  Quantitative and qualitative data were collected from farm households to better understand their investment attitudes, practices, and learning preferences in order to adapt an online investment course for their needs. Researchers found that farmers are a distinct audience …