Articles

Ten Steps to Seven Figures

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

April 2019

Ten Steps to Seven Figures

One of the most frequently cited purposes of investing is to build wealth for future financial goals such as a new car, a college education for children, and financial security in later life. Many people even have a specific dollar amount in mind such as having $1 million saved by the time that they stop working.

Below are ten recommendations to …

Monthly Investment Message: March 2018

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

March 2018

Factors That Promote Financial Success

During the last year, I had the opportunity to hear several well-known personal finance speakers talk about the characteristics and practices of financially successful people. Audiences are usually very interested in this topic because it provides a motivational roadmap and specific tips to follow.

At the 2017 Financial Planning Association (FPA) conference, the final general session speaker was financial author and …

Monthly Investment Message: February 2018

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

February 2018

A Hierarchy of Financial Decisions

Health Savings Accounts (HSAs) are an account that people can set up to pay for unreimbursed medical expenses such as deductibles, co-payments, and services not covered by insurance. Eligible individuals can establish and fund these accounts only when they have a qualifying high-deductible health plan (HDHP). HSA money gets deposited tax-free, grows tax-free, and comes out tax-free, if used according to …

Tax Cuts and Jobs Act Resources

Image of the US individual income tax return form - form 1040

The Financial Security for All Community of Practice has compiled the following list of informational resources related to the Tax Cuts and Jobs Act:

Tax Cuts and Jobs Act Legislation

Tax Cuts and Jobs Act Bill: The complete text of the bill (503 pages) can be found at http://docs.house.gov/billsthisweek/20171218/CRPT-115HRPT-%20466.pdf The large document also includes a summary of the agreement (560 pages).

Background Information: Land-Grant Universities

Congress Passes Sweeping New Tax Legislation (Iowa State University): https://www.calt.iastate.edu/blogpost/congress-passes-sweeping-new-tax-legislation

Background Information: Other

Here are

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Getting Extension on the Map: Common Indicators, Common Reporting

The recently released briefing paper, “Cooperative Extension’s Capacity to Demonstrate Impact in Financial Capability and Well-Being: A Briefing Paper,” is a result of almost two years of collaborative effort by Extension FRM professionals to share and document programmatic similarities across the states in an attempt to develop three programmatic tools: 1) a common logic model, 2) a list of program outputs and outcome indicators, and 3) a crosswalk of NIFA indicators to programmatic indicators provided by participants.

It …

Impactful Financial Education: How Cooperative Extension is Making a Difference

Extension Pre-Conference | 2017 AFCPE Symposium

Agenda and Attachments

7:15 am Registration and Continental Breakfast – Sponsored by NEFE

8:00 am Welcome and Introductory Activity

Erica Tobe, PhD, Michigan State University Extension

Elizabeth Kiss, PhD, Kansas State University Research and Extension

8:15 am Evaluation from a National Program Leader Perspective

Toija Riggins, PhD, USDA NIFA

8:30 am Evaluation from a State Administrator’s Perspective

Michael Gutter, PhD, University of Florida/IFAS

8:45 am Getting Extension on the Map: Common Indicators, Common Reporting

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Monthly Investment Message: November 2017

Barbara O’Neill, Extension Specialist in Financial Resource Management

Rutgers Cooperative Extension

November 2017

The Benefits of Financial Health

This article is adapted from a previously written blog post for the eXtension Military Families Learning Network: https://militaryfamilies.extension.org/2017/06/27/what-financial-health-means-to-me-ned/

After a successful course of treatment, many doctors tell their patients that their physical health status is NED, which is doctor-speak for No Evidence of Disease. The same NED acronym can also be applied to a person’s financial health: …