I recently got laid off. How do I stay on top of things until I find employment?

 

  • Find out if you are eligible for unemployment and begin the process as soon as possible.
  • Contact your creditors as soon as you know that you’ll have a problem paying bills. Take the offensive. Call your lenders before they call you.
  • When you call a creditor, have the following information ready: account number, reasons why you would like to renegotiate your payment, and how much you propose to pay until you get back on your feet.
  • Keep the lines of