- Find out if you are eligible for unemployment and begin the process as soon as possible.
- Contact your creditors as soon as you know that you’ll have a problem paying bills. Take the offensive. Call your lenders before they call you.
- When you call a creditor, have the following information ready: account number, reasons why you would like to renegotiate your payment, and how much you propose to pay until you get back on your feet.
- Keep the lines of