Financial Security: Glossary

  • “Junk” Bonds
  • “Needs”
  • “Wants”
  • 12(b)1 Fee
  • 401(k) Plan
  • 403(b) Plan
  • AMEX
  • ATM
  • Account Maintenance Fees
  • Adjustable Rate Mortgage (ARM)
  • Adjustable-Rate Mortgage (ARM)
  • Adjusted Balance Method
  • Adjusted Gross Income (AGI)
  • Administrator
  • Advance Directive
  • Advance Directive for Health Care
  • Advance Directives for Health Care
  • Advance Health Care Directive
  • Allowance
  • American Stock Exchange
  • Amount Due
  • Annual Fee
  • Annual Percentage Rate (APR)
  • Annual Percentage Yield (APY)
  • Annual Report
  • Annuity
  • Appreciation
  • Asset
  • Asset Allocation
  • Asset Allocation Fund
  • Assets
  • Attested Will
  • Attorney-In-Fact
  • Auto Insurance
  • Automated Teller Machine (ATM)
  • Automatic Deductions
  • Automatic Investment Plan (AIP)
  • Automatic Reinvestment
  • Available Credit
  • Average Daily Balance
  • Average Daily Balance Method
  • Back-End Load
  • Balance
  • Balance Sheet
  • Balanced Fund
  • Bank
  • Bank Statements
  • Bankruptcy
  • Basis/Cost Basis
  • Bear Market
  • Bearer Bond (Coupon Bond)
  • Before (Pre)-Tax Dollars
  • Beneficiary
  • Beneficiary Designation
  • Benefits
  • Beta
  • Billing Cycle
  • Billing Error
  • Blank Endorsement
  • Blue-Chip Stock
  • Bond
  • Bond Fund
  • Bonus
  • Borrower
  • Broker
  • Budget
  • Budget or Spending Plan
  • Bull Market
  • Business
  • Buy and Hold
  • CD
  • CPI
  • Call Option
  • Callable Bond
  • Canceled Check
  • Capacity
  • Capital
  • Capital Appreciation
  • Capital Gain/Appreciation
  • Capital Gains
  • Capital Gains Distribution
  • Capital Goods
  • Capitalization
  • Cardholder Agreement
  • Cash Advance
  • Cash Flow
  • Cash Flow (positive)
  • Cash Flow Calendar
  • Cash Investments
  • Cash Value
  • Cash-Value Life Insurance
  • Cashier’s Check
  • Caveat Emptor
  • Central Bank
  • Central Registration Depository (CRD)
  • Certificate of Deposit
  • Certificate of Deposit (CD)
  • Certified Check
  • Character
  • Charge Card
  • Check card
  • Checkbook Register
  • Checking Account
  • Churning
  • Class A Shares
  • Class B Shares
  • Class C Shares
  • Closed-End Credit
  • Closed-End Fund
  • Co-signer
  • Codicil
  • Cold Calling
  • Collateral
  • Collectible
  • Commission
  • Commodities
  • Common Stock
  • Community Property
  • Comparison Shopping
  • Composite Indices
  • Compound Interest
  • Consumer
  • Consumer Price Index
  • Consumer Price Index (CPI)
  • Contingent Liability
  • Contribution
  • Conversion
  • Convertible Bond
  • Convertible Securities
  • Core Holding
  • Corporate Bonds
  • Coupon Bond
  • Credit
  • Credit Bureau
  • Credit Card
  • Credit Card (Secured)
  • Credit Counseling Agency
  • Credit History
  • Credit Limit
  • Credit Report
  • Credit Score
  • Credit Scoring System
  • Credit Union
  • Creditor
  • Creditworthiness
  • Current Value
  • Customer
  • Debenture
  • Debit
  • Debit card
  • Debt Balance
  • Debt Collector
  • Debt Limit (Debt-to-Income Ratio)
  • Debt Load
  • Debt Reduction
  • Debtor
  • Decedent
  • Declaration
  • Deductions
  • Deed
  • Default
  • Defendant
  • Defined Benefit Pension Plan
  • Defined Contribution Pension Plan
  • Deposit
  • Depreciation
  • Direct Deposit
  • Direct Investments
  • Direct Purchase Plans (DPPs)
  • Direct Transfer
  • Disability Insurance
  • Discharged Debt
  • Discount Broker
  • Discretionary Income
  • Disposable Income
  • Diversification
  • Dividend Reinvestment Plans (DRIPs)
  • Dividends
  • Dole System
  • Dollar-Cost Averaging
  • Dollar-cost Averaging
  • Dow Jones Industrial Average
  • Dow Jones Industrial Average (DJIA)
  • Down Payment
  • Drafts
  • Due Date
  • Durable Power of Attorney
  • Durable Power of Attorney for Health Care
  • E Bonds
  • EDGAR (Electronic Data Gathering, Analysis, and Retrieval)
  • EE Bonds
  • ETA
  • Early Withdrawal Penalties
  • Earmed Income Tax Credit
  • Earned Income
  • Earned Income Tax Credit
  • Earnings Per Share
  • Electronic Fund Transfer Systems
  • Elimination Period
  • Emergency Fund
  • Entity
  • Equal Credit Opportunity Act (ECOA)
  • Equity
  • Equity Investing
  • Estate
  • Estate Plan
  • Estate Planning
  • Exchange
  • Executor
  • Executrix
  • Expenditure
  • Expense
  • Expense Ratio
  • Expenses
  • Face Value
  • Fair Credit Reporting Act
  • Fair Market Value
  • Fair and Accurate Credit Transactions Act – FACTA
  • Family Balance Sheet
  • Family Net Worth Statement
  • Family of Funds
  • Federal Deposit Insurance Corporation (FDIC)
  • Federal Reserve Board
  • Finance Charge
  • Financial Advisers
  • Financial Goals
  • Financial Markets
  • Financial Planning
  • Financial Security: Estate Planning
  • Financial Skills
  • Financial Statement
  • Financial Tools
  • Fixed Annuity
  • Fixed Expenses
  • Fixed Interest Rate
  • Fixed-Income Security
  • Flexible Expenses
  • Floating a Check
  • Full-Service Broker
  • Fundamental Analysis
  • Future Value
  • Futures Contract
  • Futures Market
  • GNMAs or Ginnie Maes
  • General Obligation Bond
  • General Power of Attorney
  • Gifts
  • Global Fund
  • Government Securities
  • Grace Period
  • Grantor
  • Gross Income
  • Gross Pay
  • Growth Funds
  • Growth Stocks
  • Guaranteed Investment Contract (GIC)
  • HH Bonds
  • Health Care Power of Attorney
  • Health Insurance
  • High-Yield Fund
  • Holographic Will
  • Homeowner’s Insurance
  • I Bonds
  • IRA
  • IRA (Roth)
  • Income
  • Income Fund
  • Income Statement
  • Income Stocks
  • Index Fund
  • Individual Retirement Account (IRA)
  • Inflation
  • Installment Loan
  • Installment Payments
  • Insurance
  • Insurance Claim
  • Insurance Coverage
  • Insurance Deductible
  • Insurance Policy
  • Insurance Premium
  • Insurance Term
  • Intangible Personal Property
  • Intangible Property
  • Interest
  • Interest (Borrowing)
  • Interest (Saving)
  • Interest Income
  • Interest Rate
  • Interest Rate Risk
  • Intermediary
  • Intestate
  • Investing
  • Investment
  • Investment Assets
  • Investment Banker
  • Investment Clubs
  • Investment Company
  • Investment Grade
  • Investment Grade Bond
  • Investment Objective
  • Investment Portfolio
  • Investment Strategy
  • Investor Services
  • Irrevocable Trust
  • Joint Account
  • Joint Endorsement
  • Joint Tenancy
  • Joint Tenancy With Right of Survivorship
  • Judgment
  • Junk Bonds
  • Keogh Plan
  • Laddering
  • Late Payment Fee
  • Leverage
  • Liability
  • Lien Holder
  • Life Cycle
  • Life Insurance
  • Limit Order
  • Limited Power of Attorney
  • Line of Credit
  • Liquidity
  • Listed Stock
  • Living Trust
  • Living Will
  • Load
  • Loan
  • Long-Term Care Insurance
  • Long-Term Investing
  • Management Fee
  • Marginal Tax Rate
  • Market
  • Market Confidence
  • Market Economy
  • Market Order
  • Market Risk
  • Market Value
  • Maturity
  • Maturity Date
  • Microcap Stock
  • Minimum Monthly Payment
  • Module1
  • Monetary Assets
  • Monetary Policy
  • Money Market Account
  • Money Market Fund
  • Money Market Mutual Fund
  • Money Order
  • Monopoly
  • Moody’s Investors Service
  • Morningstar
  • Mortgage
  • Municipal Bonds
  • Mutual Fund
  • NASDAQ
  • NOW Account
  • National Credit Union Share Insurance Fund (NCUSIF)
  • Needs vs. Wants
  • Negotiable Instrument
  • Net (“Take-Home”) Income
  • Net Asset Value
  • Net Asset Value (NAV)
  • Net Worth
  • Net Worth Statement
  • New Issues Market
  • New York Stock Exchange (NYSE)
  • No-Load Fund
  • No-Load Mutual Funds
  • Note Payable
  • Note Receivable
  • Nuncupatative Will
  • Nuncupative Will
  • Online Investing
  • Open-End Fund
  • Open-Ended Credit
  • Opportunity Cost
  • Option
  • Ordinary Income
  • Over-the-Counter (OTC) Market
  • Over-the-Limit Fee
  • Overdraft
  • Overdraft Checking
  • POD (Payable on Death) Account
  • Passbook Savings Account
  • Past Due
  • Penalty
  • Penny Stock
  • Penny Stocks
  • Pension
  • Per Capita
  • Per Stirpes
  • Percentage Yield
  • Periodic Expenses
  • Periodic Rate
  • Personal Identification Number (PIN)
  • Personal Representative
  • Personal Spending Style
  • Pledged
  • Portfolio
  • Portfolio Rebalancing
  • Positive Cash Flow
  • Post-Nuptial
  • Posting Date
  • Pre-Nuptial
  • Predatory Lending
  • Premium
  • Present Value
  • Preshopping Research
  • Previous Balance Method
  • Price-Fixing
  • Price/Earnings (P/E) Ratio
  • Principal
  • Probate
  • Profit
  • Proprietorship
  • Prospectus
  • Public Corporation
  • Purchase Price
  • Purchasing Power
  • Put Option
  • Real Estate
  • Real Estate Investment Trust (REIT)
  • Real Income
  • Real Property
  • Real-Time Quotes
  • Recession
  • Reciprocal Immunity
  • Registered Bond
  • Regulation T
  • Restricted Account
  • Restrictive Endorsement
  • Retail Stores
  • Return
  • Revocable Trust
  • Revolving Credit
  • Right of Survivorship
  • Risk
  • Risk Management
  • Risk Tolerance
  • Rollover
  • Rule of 72
  • Salary
  • Sales Charge
  • Sales Charge/Load
  • Saving
  • Savings Account
  • Savings Bond
  • Savings Incentive Match Plan for Employees (SIMPLE Plans)
  • Secured Credit Card
  • Secured Debt
  • Securities
  • Securities Investor Protection Corporation (SIPC)
  • Securities and Exchange Commission (SEC)
  • Security
  • Self-Proving Affidavit
  • Self-Proving Will
  • Service Charge
  • Settlor
  • Share
  • Share Account
  • Share Draft Account
  • Short-Term Investing
  • Simple Interest
  • Simplified Employee Pension (SEP)
  • Spending Plan
  • Spending Plan/Budget
  • Springing Durable Power of Attorney
  • Standard & Poor’s 500 Index
  • Standard & Poor’s Corporation
  • Standard of Living
  • Stock
  • Stock Exchange
  • Stock Market
  • Stock Split
  • Stockbroker
  • Stockholder
  • Stop Payment Order
  • Strike Price
  • Substandard Grade (a.k.a. Junk) Bond
  • TOD (Transferrable on Death) Account
  • Tangible Assets
  • Tangible Personal Property
  • Tax Deferral
  • Tax-Deferred
  • Tax-Exempt
  • Taxable Income
  • Tenancy by Entirety
  • Tenancy in Common
  • Term Life Insurance
  • Testamentary Trust
  • Testator
  • The Probate Process
  • The Rule of 72
  • Thrift Savings Plan (TSP)
  • Time Value of Money
  • Total Return
  • Transaction Fee
  • Treasuries
  • Treasury Bills
  • Treasury Bonds