Full retirement age is the age that someone must attain to receive a full (unreduced) Social Security benefit. Full retirement age used to be age 65 but has been gradually increasing in recent years and depends on the year that a person was born. Baby boomers were born from 1946 to 1964.
Therefore, their full retirement age is as follows:
Year of Birth / Full Retirement Age
- 1943 to 1954: Age 66
- 1955: Age 66 and 2 months
- 1956: Age